Your First Home


Admit it, the prospect of buying your first home is just a little intimidating. You shouldn't let a little fear stand in the way of all of the rewards that come with home ownership. The sweat on the back of your neck and butterflys in the stomach will all be a memory once you have moved into your new home. Home owenership offers you, your partner or your family so many benefits. Owning a home allows you to put down roots and become part of a community, all while providing a place to live that reflects who you are as a person. 

Sure, there are the nagging worries about handling all of the details and not knowing whether you can afford to own a home. You're probably also really concerned about choosing the right home.  Starting out you may not have a large down payment and there might be some issues with obtaining financing. Rest assured that there are mortgage professionals and financing programs that are helping people just like you get into homes in southern New Hampshire. This is where a real estate professional like Kristie Dinsmore can give you control over the home-buying process.

Kristie has dealt with all of the issues you are currently facing many  times before. She will be by your side every step of the way to guide you through the maze of issues that your will face in buying your home. It is really not such an intimidating process when you have a professional to explain it to you and guide your decisions.   

You should know that this is one of the best times in many years to be a first time buyer in southern New Hampshire. Affordable prices, bank owned properties and low interest rates are allowing people to buy homes that they never thought they could. While many first time homes may need a little work or require you to downsize your expectations, the curent home-buying opportunites are just incredible.  

As a first time buyer you might not be aware that the real estate commission, in most cases, is paid out of the transaction, so there are rarely out of pocket expenses. This means that it doesn't cost you anything to work with an outstanding real estate professional.

New Hampshire Home Ownership & Financing Guides
Listed below you will find links to detailed information about buying or financing a home in southern NH. FHA is one of the most popular choices for first time buyer mortgages because of the low down payment requirements and the ability to financing closing costs.   
New Hampshire Housing is your Statewide Housing Resource! We promote, finance and support affordable housing opportunities and related services for New Hampshire families and individuals, and we serve as the primary source for housing data.

10 Steps to Home Ownership

New Hampshire Housing Finance Authority

FHA-Your Door to Home Ownership - HUD