Windham NH Real Estate

Coldwell Banker Dinsmore Associates

On June 30, 2016, Coldwell Banker Dinsmore Associates, officially opened in one of the most highly visible locations in Windham. We see this as a symbol of our commitment to provide the highest visibility possible for the listings of our home-seller clients. The Coldwell Banker system with its global reach in marketing, will provide maximum exposure for their homes.  We know that it’s only by being seen, that homes are sold.

The Coldwell Banker brand is located in 47 countries with over 3,000 offices and generated over 225 billion dollars in U.S. sales volume in 2015. No other brand ranks higher.

Coldwellbanker.com generated over 600,000 leads in 2015 and has the highest conversion rate in the industry.

And the Coldwell Banker brand is the leader in technology, with initiatives such as CBx, which actually creates a marketing plan, by predicting the most likely location from which the buyers of your home will come from.

Dinsmore Associates has been a recognized real estate leader in Windham for nearly 40 years. Our experience and expertise has guided thousands of sellers and buyers in making the best decisions possible during the process of selling or buying a home. 

We had the opportunity to align ourselves with many of the national real estate brands. Only the Coldwell Banker brand met our standards for strength and integrity.  Since the beginning and for over 100 years, they have placed the needs of their clients first and foremost.

We believe home-ownership is the bedrock of the middle class experience in America. The Coldwell Banker brand is committed to preserving this opportunity as one of its core values.  We look forward to sharing with you, the exciting benefits for home-sellers from our affiliation with the Coldwell Banker system.

 

COMING SOON IN WINDHAM NH

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WINDHAM NH: This Great New Listing will be available to be seen beginning on May 6th. Pride of ownership is evident throughout this home featuring a vaulted ceiling great-room with gas fireplace, kitchen with granite, 3 bedrooms, 2 baths and 2 car garage. Plus central air and generator. Priced at just $354,900. Be the first to see this beautiful home. Give me a call for the full details and to arrange a viewing. 603-548-7230

The Real Deal on Finding a Great Windham NH Realtor

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When you find yourself poised to sell your home, there’s no more important initial step than seeking out a great Windham NH Realtor® to round out your team. Without even thinking about it, everyone automatically knows that they want a real estate professional with the technical experience, communication skills, and local knowledge that such serious business requires. It also won’t hurt if your Realtor has bottomless reserves of energy and a positive attitude to match—as well as the sympathetic human traits that makes them a pleasure to work with.

There are lots of conventional channels that make it easy to identify perfectly well-qualified Windham Realtors (and we are lucky to have many talented ones here in the area)—but when you’re looking for the one who will sync with you and your ultimate goals, that level of rapport will most likely take an extra proactive step or two to secure.

Positive word-of-mouth is a good way to start, but it’s realistic to remember that the one making the referral may or may not share your priorities in a working relationship. You will be working together for a while, and depending upon each other to make some significant decisions—some of which could be made under pressure. When the team has good chemistry going for it, those decisions will come easier. A few ideas that people have found helpful in finding the right Realtor:

Check out the REALTOR’S Web-site

When you looking on a REALTOR’S web-site, check out the past performance pages, the reviews of past clients, and the focusof the message that the web-site conveys Even though a REALTOR will be presenting themselves in the best light, there are many indications of how the REALTOR will interact during the transaction with you.

Check out a Realtor’s Open House

This is a good way to see a Realtor at work. Whether you are buying a Windham home or selling your own, dropping in unexpectedly will allow you to listen to what they say and how they interact with prospects. Don’t hesitate to be upfront about your own situation: a great Realtor will be able to help other potential buyers and deal with you without missing a beat!

Use Social Media

You can also start conversations with prospective Realtors on social media to gauge how long it takes them to respond, whether or not they can give you detailed answers, and to see how they engage with other members of the public. This is a good way to tell if they use social media skillfully, building their brand while clearly valuing the people who interact with them.

Consult with Other Professionals

The opinions of contractors, mortgage brokers and repair people can be valuable, too. Professional people have an insider’s view of the Windham Realtors who work hard to get the job done efficiently.

 Pick up the Phone and Call

Just pick up the phone and call to introduce yourself and to begin the process. Let the agent know you’re just beginning your search for a Windham real estate agent. This will allow you to see how quickly they return calls and how the interact with you during your conversation. Most agents know that you will be interviewing other agents and will be glad to speak with you.

Of course, fine-tuning your choice should include doing the conventional legwork, too. Look at the Realtor’s listings, their track records, their accolades, where they live and their experience. If you have a house to sell in Windham, it really is best that the agent consistently sells homes in Windham. The rest is up to you. Needless to say, I hope I make it to your final cut!

Windham NH Home Value and the Puzzling "Starbucks Effect:

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Will a Starbucks will boost your home’s value?

This was the  “hot home-buying tip” splashed all over the airwaves at the end of last month—one that Windham NH real estate watchers probably assumed had to be one of those weird, crazy coincidence feature stories that crop up from time to time. I was a little surprising that Zillow, the big national real estate firm, was said to be the source. It was all over the TV and radio newscasts, usually providing the cutesy end-of-broadcast segment. It hit dozens of news blogs, led by headlines like “Starbucks will boost your home’s value” (Fortune) and “Starbucks increases neighborhood, home values” (cnbc.com).   

Yeah. Sure thing—just like the one about a rock on Mars that looks just like a monkey. Here in Windham, we’ve seen Internet stories like this come and go before… And besides, Windham NH is more of a Dunkin Donuts and specialty coffee type of town. Windham offers 3 Dunkin Donuts and the Village Bean coffee shop along with Green Mountain Coffee available at many convenience stores. Starbucks, not so much, and Windham is still one of the most desirable towns in Southern NH.

But then, after delving into the actual source, it turns out that this tall tale actually does have an unchallengeable basis in fact. Zillow research shows that in the 17 years leading up to 2015, homes within a quarter mile of a Starbucks location grew in value by 96%. That’s more than 30% greater than the average increase! It was enough to puzzle even the most skeptical Windham homeowner.

But there is a logical reason that explains it—one that’s a little different from what the headlines might lead us to believe. It’s one that won’t make some fast food execs very happy…

First of all, Zillow did come up with the research. Why is not exactly clear (other than to grab a bunch of headlines), but their blogger Melissa Allison is the author of the ‘hot home-buying tip:’

Buying near a Starbucks has benefits beyond easy access to your double-tall, non-fat, bone-dry cappuccino,” she wrote, followed by the head-scratching statistics. She also clarified that the effect was not common to all coffee vending shops. Homes near Dunkin’ Donuts locations appreciated only 80% during the same period. And there was a U.S. map pointing out the cities with the most pronounced ‘Starbucks effect’ (Boston and Philadelphia). Well, there not a lot of difference between Dunk's 80% and Starbuck's 96%.

Here in Windham, though, regardless of how relevant it is (or isn’t) to area home values, it was definitely one statistic worth investigating further. You just had to—in case there really was some obscure nugget of home value wisdom to be had. In fact, after reading through a half dozen commentaries, there does seem to be at least one logical explanation, and with it, as Ms. Allison promised, a home value tip:  

  1. The real estate executives at Starbucks are very good at picking their locations. They find areas where home values are going to rise a lot faster than elsewhere.
  2. The real estate executives at Dunkin’ Donuts—not so much.
  3. Don’t take headlines literally. “Markets Where Starbucks Boosts Home Values the Most” is very misleading. Where an area as a whole is hot, home values rise. Starbucks is just good at slipstreaming behind them.

Windham NH home values rise when their owners improve the property, or when the neighborhood grows in popularity, or when the trend has all area home values on the rise. The best ‘hot home-buying tip’ to come out of this?

Don’t start looking for a Starbucks sign; just give me a call!

Cold Winter, Hot Spring, Great Prospects for Windham NH Real Estate Market.

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You've all heard the saying, cold hands, warm heart, but in the Windham NH real estate market, it seems that the saying for 2015 will be, cold winter, hot spring. With just the first warm rays of the Spring-time sun starting to melt the snow banks around Windham, we are observing as very strong market. Windham NH houses, are going under agreement at a quickening pace, many of which are sporting very strong asking prices. If you are ready to sell your home in Windham contact me directly on my cell at 603-548-7230. I have the experience to price you home so you get top value in today's market and posess the skills to create the new listing buzz that will get your home shown and sold. In the meantime, please enjoy the following information about raising your homes emotional IQ:

Selling Your Windham NH House Means Raising its Emotional IQ

When it comes to selling your Windham NH home, the first attributes that will bring in prospective buyers will be found in your listing description: size, location, and all the details that either match prospects’ wish lists (or don’t). Price is in there, too. Next comes curb appeal, which can turn on or turn off prospective buyers. Although it is often the second “at bat” you get when you are selling your house in Windham, it’s not usually decisive. The third attribute can be just that—a bunch of factors that can hook your ultimate buyers.

Call it your home’s “emotional IQ.”  Everything else is important, but emotion plays a powerful role in selling your Windham house. That’s because home is, well, home—where people hang their hats, raise their kids, and spend their precious downtime. When potential buyers come to your house, they may think they are checking out four walls and a roof, but they are much more likely to be seeking a place that tugs at their emotions.

All very well and good, but how do you up your home’s emotional IQ (and snag the sale in the process)? Look objectively at your home, then think about the emotional plays that will get them where it count—through their senses. Give your home a quick sensory scan, looking for things that cue all five:

Sight. Is your home clean? Is it decorated and staged (but not so much that potential buyers can’t imagine themselves in it)? Make sure your home is as spotless as possible, and warm but not personal. When room entrances are arranged to feel open, they look welcoming: a strong way to please the eye.

Sound. Does your home sound like a home? There’s nothing less emotionally pleasing than doing a walkthrough of a perfectly empty shell of a house. Attractive floor coverings (rugs and throws) can eliminate the unbroken echo of footsteps—and make your home feel more inviting; less clinical. And don’t forget a drop or two of 3-in-1 oil or WD40 for squeaking doors!

Smell. The nose is a powerful emotive factor. Aromas can evoke nostalgia, bringing on the feeling of well-being that comes with familiarity—but it can also sound alarm bells. Make sure the air doesn’t carry strong chemical or perfume smells. Better to throw a few cookies into the oven before walkthroughs arrive. It makes it easy for potential buyers to imagine themselves living, working, eating, and enjoying time in your home. Also, pet odors are the number one turn off.

Touch. Look for surfaces potential buyers may touch, and make them clean and inviting. Importantly, door latches and light switches should feel sound and serviceable.

Taste. No—nobody can really taste a home, but selling your house may come down to leaving your personal taste at the door. It’s risky to forget to focus on the most tasteful place of all—the kitchen. The old real estate agent trope that gorgeous kitchens sell houses is more true than not, so if yours is hopeless, you may judicious to spend your upgrade dollars in a modern, open kitchen space.

How does your home’s emotional IQ add up? If you’re lacking in just one area, congratulations. You know what to fix, and a few subtle tweaks will help a lot. If you’re lacking in many areas, give me a call! I may be able to recommend some quick fixes, or point to a home staging professional. Don’t forget: Whether buying or selling your house, things can get emotional. Take a deep breath, remember the real purpose of a home, and be ready to move!
 

The Best Real Estate Agents in Windham NH are True Team Players

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Windham NH Realtor Team PlayerIn the weeks before you decide which of the Windham NH real estate agents will represent you and your home once it goes on the market, you’re probably looking for a Windham NH Realtor® with the qualities that make a great sales person: knowledgeability, directness, personality, trustworthiness. Likeability is always helpful, but it’s only one among many qualifications. This is a business decision, and an important one for you and your family.

Then, the instant you make your selection, the landscape changes completely! You are no longer on your own: you and your Windham NH real estate agent are members of a team that’s ready to get to work on the project. You both want your home on and off the market as quickly as possible, so the smoother the workflow with your real estate agent goes, the better.

Your real estate agent will already be hard at work assembling the marketing program that will attract prospects from near and far, but you can be helpful even with that effort. It’s the first of three key ideas that are often pointed to as key contributions owners can make:

· Help your agent with unique selling points

What makes your home different from all the others that will be listed for sale? Every property has unique selling points that don’t fit into the standard check boxes, so let your agent know. Qualified agents are already thoroughly familiar with Windham’s broad attractions, but you’ve experienced specific advantages to living in this home, in this neighborhood. Each selling point is another facet that could fire a buyer’s imagination. Having a rich store of real life anecdotes to draw upon will strengthen your agent’s ability to put your home in the limelight.

  • Keep it cozy without clutter

Most times, an owner is still living at home, so your Windham NH real estate agent will be working with what you have available when it comes to furniture and home décor. It’s a strongpoint when prospective buyers are able to project themselves into being the comfortable homeowners. If they’re prevented from envisioning your home as their own, they’ll be out the door and onto the next! Clearing away personal items helps with that—and keeping the clutter level low increases the sense of spaciousness. If buyers see an overstuffed closet, they’ll sense a house that lacks storage space. If kitchen counters are cluttered, they’ll think the space is too small.

·Be flexible with your schedule

Your real estate agent lists your house, makes sure to market it in all the many venues available, arranges open houses and showings, and spreads the word throughout the industry. During this part of the process, you help greatly by being as flexible as possible when it comes to showings. Sometimes potential buyers may seem to be placing insensitive scheduling burdens on the team—but as any serious-minded house hunter can tell you, they have their own scheduling issues, too!

 Selling a home is a team effort, for sure; one you can decide to launch with a simple phone call to me at my office! Call me direct at 603-548-7230

Boomerang Home Buyers in Southern NH Emerge from 7-Year Limbo

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There is a seven-year window for some past Windham NH homeowners--and it's one that's opening, not closing. The 'window' in question is the one that could activate southern New Hampshire "Boomerang Buyers"--which would come as good news for the local Windham and southern NH home sales.

Some background about Windham NH Boomerang Buyers. It's a term coined in the wake of the subprime mortgage fiasco, describing those burned by the housing crisis. They were, on the whole, Baby Boomers and GenXers who were caught up in the Great Recession. For many who became enmeshed in the effects of the nasty confluence of the cliff-dive of the subprime mortgage bond market and collapse of residential valuations that swept the nation, foreclosures or short sales became, literally, offers they couldn't refuse. Not only did the bitter aftertaste leave many with a spoiled appetite for homeownership, but the damage done to the credit ratings of millions made that a moot point: they had fallen off the scale when it came to qualifying for a new mortgage.

But that was then; this is now. It's a now that, in RealtyTrac Newsroom's breathless phraseology, "the first wave of...homeowners who lost their home to foreclosure or short sale during the foreclosure crisis are now past the seven year window they conservatively need to repair their credit and qualify to buy a new home."

Soon, more and more Boomerang Buyers in Southern NH will be in the clear, if they choose to be; and they are only the first wave. "Nearly 7.3 million potential boomerang buyers nationwide will be in a position to buy again from a credit repair perspective over the next eight years," says Newsroom. Bankrate, the mortgage and financial advice website, sees the group as particularly well-qualified. They quote a broker in North Carolina to that effect: "If you've been through a foreclosure, you've already been a homeowner...you know the process. You've been through hell sometime in the last seven years..."

That word 'sometime' is apt, because the seven year period has been anything but uniform. Guidelines for that "waiting period" have sometimes been three years for FHA qualifiers, or even shorter for portfolio loans that lenders keep on their own books. But whether it's three or seven years, the clock usually starts ticking only when a foreclosure has been completed. But according to FICO, although a foreclosure remains on a credit report for seven years, "the negative impact will fade as time passes."

For potential southern NH Boomerang Buyers still waiting for a foreclosure to disappear altogether from their credit reports, there are other routes that can lead to a homeownership reboot. For more on buying or selling, I'm always pleased to sit down and discuss some of the great opportunities in our current market!

Guidelines for Selling a House in southern NH this Winter

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House sold in Windham NH in 10 days in January weather!Some folks live for our New Hampshire winters. For them, the brisk air is a tonic; longer night times are invitations to enjoy the warmth and cheer of fireside camaraderie; the prospect of great skiing, snowmobiling or skating is something they look forward to all year long. For everyone else it may be more of a drag—particularly when a succession of storms, like we’ve seen in southern NH seem to conspire to make their lives miserable.

As a local Realtor in Windham, New Hampshire, I have been incredibly busy during one of the snowiest winters on record. The house in Windham NH pictured, that I listed in the bleakest part of January, was put under agreement in just 10 days.

If you have a good Realtor, working to sell your listing, it does not have to be a tough time to sell a house in southern NH ! Winter does tend to make most houses in Windham NH look drab and barren; and, in general, potential buyers tend to be scarce for a number of reasons. But those who are in the wintertime hunt are apt to be quite serious, so it’s worth remembering that sales can be kindled on even the bleakest February day—especially for owners who keep in mind some simple guidelines:

1.Create your own warmth

Whether it’s turning up the thermostat, lighting a crackling fire, or arranging for that batch of chocolate chip cookies to have just emerged from the oven, thinking cozy is the antidote to gloomy days. The object is to make the entrance from the cheerless outdoors a passage into a welcoming environment brimming with welcoming ambiance. To sell a house in foul weather, make the contrast with the outdoors as stark as possible!

2.Light their way

To compensate for the dimmer sunlight on some winter days, dispel the gloom by turning on all the lights: lamps, overheads, chandeliers—any and everything to brighten the place. To sell a house in Southern NH in winter, (especially in later afternoon showings), be certain to open shades and curtains, too.

3. Have summertime pictures on hand

Be sure to lay out a picture or two of the property in more attractive months. While potential buyers may not be able to see the home when the sun is shining, a picture can help them envision what the house is like during most of the year. Pictures on the kitchen counter of your beautiful garden or your inviting inground pool will go a long way to helping perspective buyers see your home as in looks at other times of the year.

4. Plus—the regular drill!

And don’t forget the basics: carefully tidied, sparklingly polished, spotlessly cleaned, etc. It may be a little bit more of a chore to disperse the clutter (it does seem to multiply when you’ve been cooped up for days!), but it’s every bit as important as ever. Aromas are important anytime you sell a house, so obliterate stuffy winter air with strategically placed potpourri and candles.

The fact is, when it’s properly priced, you can sell a house in in Windham or the rest of southern NH at any time of the year. To get the ball rolling, I hope you will make my number the first one you call!

 

How to Know You Have Found the Right Home Inspector in Southern NH

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The importance of hiring a reliable home inspection is one of the bedrock principles every home buyer reads and hears about from all quarters. Any Realtor® worthy of the name will be able to recommend southern NH home inspectors with the kind of strong credentials that establish the validity of his or her report--it's part of the full service a real estate professional brings to the process of buying a home.

 The object of the inspection is, of course, to prevent the unexpected: repair bills that might otherwise go undetected until after the purchase. A good inspector finds problems before you close on a property. Although a home inspector's fee may require an investment of a few hundred dollars, it's certainly better than spending tens of thousands down the road.

A thorough inspection and the report that follows are what you are looking for--what earns a new home buyer peace of mind. And choosing the right candidate isn't difficult, as long as you are willing to follow a few common sense procedures.  For instance, the written inspection report is an important part of the process, yet some inspectors wind up sending only a checklist. The best ones accompany that with their more detailed written observations. Before you commit, ask the candidate if you can see a sample of the kind of report that will be prepared.

It's a very good idea for you to be present when the inspection is made--it's a one-time chance to see for yourself some of the workings of the property from a professional's point of view. A good inspector may suggest it...and certainly will not object when you invite yourself to the party. If he or she objects, my advice is to find someone else.

Remember that in Southern NH besides a general home inspection, you will want to complete a well water test, a septic system inspection, a radon air and water test, and a lead paint test if the property was built before 1978.

Obtaining a Professional Home Inspection is the single most important thing a buyer can do for their protection. I urge all of my prospective southern NH buyers to seek professional opinions regarding property condition and to have a professional home inspection completed.

A professional home inspection report will provide the buyer with detailed information about the home's physical condition, its systems and fixtures and usually note any potential future problems. This is your chance to verify information provided to you by the seller in the "Seller's Representation of Condition." The buyer should carefully review an inspector's proposal to determine the scope of the inspection. Some home inspectors limit the systems or components they will inspect. We do also recommend that you interview home inspection companies to make sure that they are experienced, a member of the American Society of Home Inspectors and have errors and omissions insurance.

Buyers should not rely upon reports done for others (pervious buyers and/ or sellers), because the report may not be accurate and buyers may have no recourse against an inspector they have not retained. Standard Purchase and Sales Agreements in New Hampshire allow for a home inspection to be completed in a certain time frame. Additional information about inspections may be found at the American Society of Home Inspectors website http://www.ashi.org/ .

As with any other expert, check the candidate's reputation online. The Better Business Bureau website, Angie's List, Yelp, and all the other websites that post continuing reviews of professional service providers can supply good feedback. But again, be thorough: watch out for 'paid' ratings; check more than one source; and if a complaint is registered, be sure to bring it up when interviewing an otherwise-qualified candidate.

Home inspectors who are strongly tied to the southern NH business community, or who are involved in national-level home inspector organizations, have their reputations on the line with every inspection. These inspectors may provide higher quality service than others, and although choosing a leading Southern NH home inspector may wind up costing a few dollars more, when you're about to invest hundreds of thousands of dollars in a home, paying a bit extra is usually money well spent.

Whenever my clients ask for advice in choosing a home inspector in Windham NH, I supply a choice of several, along with what I have heard from other clients who have used them recently. It's part of the service I'm pleased to offer--and another good reason to give me a call!

When is the Best Day to Enter Your Home in the Southern NH MLS Listings?

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The Goal is to enter your Home Listing in the Southern NH MLS on a Weekday.

It is a good bet that the first place the public will spot your house for sale will be the Southern NH MLS listings. If 90% of those who actually do buy a home go to the web during their search (researchers at the National Association of Realtors® say so), they will either go directly to the Windham NH MLS home listings or find them through a Realtor’s site.

If you think like an advertising director, you might wonder when, exactly, the best time would be for your new listing’s premier? Is it in the dead of winter? Springtime? Summer? And is there a perfect day of the month, or (come to think of it) day of the week?

The NAR® has weighed in with some concrete answers. Well, actually, not really answers per se—more like information to help satisfy our curiosity. It turns out there really is no single best time for southern NH MLS listings to debut, for a couple of reasons; nonetheless, in case you’re curious (I was) about the findings, here they are:

The most popular home listing debut last year was Thursday, May 1, 2014. Second, April Fools’ Day. April and May were sprinkled liberally through the Top 25; but June, and March were all up there, too. But although the 20th was one of the top days of the month for listings launches (as well as the 24th through 30th), the 1st, 2nd, and 3rd ranked often enough to tilt the overall results toward early in the month.

As for the most favored day of the week, there really wasn’t a clear winne­­r—though there were definitely a couple of losers. Saturday and Sunday were all but ignored as days anyone first listed their homes. The reason is quite simple. As a Windham NH Realtor I want to make sure a new listing coming onto the market is seen by as many interested people as possible. My prime target market is to other Realtors, who may have buyers they are working with, searching for the type of Windham NH property like yours that I am listing that day. Most Realtors and many Buyers get a “hot sheet” of new listings delivered to them daily in their e-mail. New listing buzz is important and I want my new listings to premier on a weekday when other Realtors are likely to be in the office or working on real estate matters. On weekends, many Realtors and Buyers are busy with personal matters and may not notice a new listing coming on the market. So always launch on a weekday, the earlier in the day the better.  

Closings—the days that home sales are signed and sealed—­­­had the same unpopular pair of days: weekend closings were predictably rare, as were Federal holidays. Two strange exceptions did pop up last year: Sunday, November 30, and Sunday, August 31. That has to be because of the natural inclination for people to pick the end of a month when they need to come up with a deadline. Often enough, we have to scramble to meet any deadline…if it happens to fall on a Sunday, too bad!

But although we have all this information about what the most common days to inaugurate a listing or finalize a home’s sale, that ­­really doesn’t answer what’s the best time to do either. After all, just because more people pick similar dates, that doesn’t mean it is necessarily advantageous. You might even argue that the best day to begin listings in Windham and southern NH would be the least popular one, since your listing would be more likely to stand out when it’s the newest. Lonely, but brave!

There is one good answer to when is the best time to list your home: it’s whenever you’re ready. There are plenty of prospective buyers at all times—and as has been well-documented, a lot of them start looking in the dead of winter, when outdoors activities are at a minimum. As for when is the best time to give me a call? Anytime!